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324 Sumner Street Waterloo, IA 50703 • Residential - Single Family • Active

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Description

Looking for value, space, and upside? Start here. This 3-bedroom, 1-bath home offers immediate livability with strong potential for both first-time homebuyers and investors. The interior features an open kitchen with breakfast bar and dining area with new flooring, natural woodwork, a spacious living room, and generously sized bedrooms. A covered front porch, enclosed mudroom, and large backyard provide functional and inviting outdoor space. The unfinished basement includes laundry hookups, ample storage, and room for future expansion. Conveniently located across from a church and just minutes from schools and local amenities, this property offers excellent value, consistent rental appeal, and long-term potential.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,011
Built in 1899
Elementary School: Cunningham
High School: East
Middle School: Carver Academy

General Information

Bedrooms: 3
Bathrooms: 1
Sqft: 1,011
County: Black Hawk
High School: East
Listed By:
Keller Williams Legacy Group 319-423-4139 Stacey Dlouhy
Cedar Rapids MLS
$84,500
Est. $618/mo
3beds
1baths
1,011sqft
Active Price Reduced $5,000 on March 17th, 2026
BEDS3 BATHS1 full SQUARE FEET1,011 MLS#2601256
STATUSActive PROPERTY TYPEResidential - Single Family
Get In Touch

Get in Touch

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Agent Name: Julie Rupert
 Agent Phone: (563) 213-3632
 Agency Title: Ruhl&Ruhl Realtors
 Agent Email:

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324 Sumner Street, Waterloo, IA 50703.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $84,500$84,500$84,500
Down Payment $16,900$2,958$21,125
Monthly Mortgage Amount $400$478$514
Taxes $118$118$118
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$37$0
Monthly Estimated Total $618$733$732

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Iowa/Waterloo
Waterloo

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/19/2026. The listing information on this page last changed on 03/19/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 03/19/2026 12:14:09 AM EST) or MRED MLS (last updated Thu 03/19/2026 12:11:52 AM EST) or SCWMLS (last updated Wed 03/18/2026 11:54:48 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Wed 03/18/2026 10:15:29 PM EST) or Cedar Rapids MLS (last updated Wed 03/18/2026 10:46:00 PM EST) or NEIRBR MLS (last updated Thu 03/19/2026 12:08:43 AM EST) or ICAAR MLS (last updated Wed 03/18/2026 11:37:30 PM EST) or ECIMLS (last updated Wed 03/18/2026 11:44:19 PM EST) or RMLSA (last updated Thu 03/19/2026 12:11:01 AM EST) or Muscatine MLS (last updated Thu 03/19/2026 12:00:24 AM EST) or No Coast MLS (last updated Thu 03/19/2026 12:04:23 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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